We are now in the middle of purchasing our second home. We've only bought once before and that was in O'Fallon, IL when we were stationed at Scott. We had the home less than two years because Mario was accepted into Naval Post Graduate School and we were forced to move. Buying and selling within two years wasn't a lot of fun and we decided that unless forced to (due to bad rental market, etc) we wouldn't buy again until Mario retired from the Air Force. That all changed when we went to Florida for Christmas (and spent our first winter in cold Nebraska.) Home prices are on the rise in Florida again. So we (mostly Mario) decided that we need to put our conservative, no risk ways behind us and jump into the real estate market. That's easy for so many people, especially my own parents and siblings. Between them, they've owned too many houses to count. Mario and I are nothing like them and we like NO risk. But after fasting and praying, I came on board. I did a lot of the home research and found one that I thought we would love, even if it was tens of thousands of dollars more than I wanted to spend on my retirement home. I learned that you really do have to pay for the location. Location, location, location...That's what I always hear realtors talk about on television. So, we are giving up the larger home a half hour from the beach for a smaller home that is within running distance of the beach. I think we'll be happy with the trade off.
There are many things to love about the home...By the way, have I mentioned that Mario and I haven't physically seen the house yet? The last house we bought, we had my parents house hunt for us because we lived in Hawaii. This time I found the house online so I asked my sister (a realtor) and my parents to go check it out for us. People think we are crazy for relying on others to house hunt for us. But I trust them and they did a great job last time, even if my dad wanted to go $40,000 over my budget. Glad we made him stick to it then. Hope we don't regret not sticking with a tighter budget this time around.
Anyway, about the things to love about the home. It is in a deed restricted neighborhood so all the lawns look nice. It has a pool with a nice cage and deck area. Many Florida homes have great rooms. I am not a big fan of those. I really like the separate living room and family room. This home has the rooms separated. Hooray! The master bathroom is much nicer than my bathroom here in Omaha since it has the separate bath and shower. Did I mention it's only 2 miles to a really nice beach?! Now to the things, not to love...the kitchen. It's not big! When I dreamt about my dream house, it was going to have a large kitchen with two ovens and lots of counter space. Nope, this house doesn't have any of it. But, I guess I can't have it all and still be within a couple miles of the beach.
Our plan is to rent it out until we retire, in 5-7 years. Mario really wants to do 20 and get out. But I tell him not to close any doors. He may change his mind down the road. So hopefully we can have the home paid off by time he does retire from the Air Force so we don't have any debt hanging over our head. I guess that's why I am so nervous about buying. I hate debt! I had never planned on borrowing another cent my whole life. But I guess it's better to buy now while houses are still affordable and have a renter pay our mortgage each month.
![]() |
| Nice landscaping |
![]() |
| Small kitchen |
![]() |
| I like the breakfast area |
![]() |
| So excited to have a pool! |




